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How to Use Your Home Equity 20 June, 2019 Home equity

If you own a home, chances are you will want to know how to use your home equity. The challenge for most people is they don’t actually realise how to access it and or use it to their advantage. However, home equity loans are not for everyone and need to be used wisely otherwise you could end up in more debt.

What is home equity

Home equity is the difference between the current value of your home and how much you owe on it (your current mortgage).

It is the portion of your home that you actually own, and as such you can borrow some of this portion.

So..


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Are Australian House Prices Set to Make a Come Back? 31 May, 2019 Australian House Prices

Australian house prices are expected to make a come back as early as July, leading economists say. The housing downturn is expected to come to an end with auction clearance rates higher than they have ever been.

Sydney recorded preliminary auction clearance rates of 69.9 per cent, according to CoreLogic, which is expected to achieve its best final clearance rate for the year adjusting for slippage.

The final rate will likely fall in the low 60 per cent range, compared to the 56.6 per cent the week before. The combined preliminary capital cities rate jumped to 62.6 per cent from 57 per cent the Saturday before.

Welcome to our quarterly review of interest rates in Australia. In our update we talk about should you fix or float right now, where the banks stand over principal and interest or interest only, what the banks are looking for when you are borrowing, where interest rates are at and is it a good idea to refinance at this stage in the market.

A great time to invest in property is right now!

With APRA (Australian Prudential Regulation Authority) removing the cap on investment lending, competition is heating up once again.

Even with the handing down of the Royal Commission which has seen lending polici..


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